diff --git a/org.eclipse.jgit.test/tst/org/eclipse/jgit/internal/storage/file/FileSnapshotTest.java b/org.eclipse.jgit.test/tst/org/eclipse/jgit/internal/storage/file/FileSnapshotTest.java
index 40af9e2a0..6fa35d64b 100644
--- a/org.eclipse.jgit.test/tst/org/eclipse/jgit/internal/storage/file/FileSnapshotTest.java
+++ b/org.eclipse.jgit.test/tst/org/eclipse/jgit/internal/storage/file/FileSnapshotTest.java
@@ -47,6 +47,7 @@
 import static org.junit.Assert.assertEquals;
 import static org.junit.Assert.assertFalse;
 import static org.junit.Assert.assertTrue;
+import static org.junit.Assert.fail;
 
 import java.io.File;
 import java.io.IOException;
@@ -150,14 +151,33 @@ public void testNewFileWithWait() throws Exception {
 	 */
 	@Test
 	public void testNewFileNoWait() throws Exception {
-		// if filesystem timestamp resolution is high the snapshot won't be
-		// racily clean
-		Assume.assumeTrue(
-				fsAttrCache.getFsTimestampResolution()
-						.compareTo(Duration.ofMillis(10)) > 0);
-		Path f1 = createFile("newfile");
-		FileSnapshot save = FileSnapshot.save(f1.toFile());
-		assertTrue(save.isModified(f1.toFile()));
+		// if filesystem timestamp resolution is smaller than time needed to
+		// create a file and FileSnapshot the snapshot won't be racily clean
+		Assume.assumeTrue(fsAttrCache.getFsTimestampResolution()
+				.compareTo(Duration.ofMillis(10)) > 0);
+		for (int i = 0; i < 50; i++) {
+			Instant start = Instant.now();
+			Path f1 = createFile("newfile");
+			FileSnapshot save = FileSnapshot.save(f1.toFile());
+			Duration res = FS.getFileStoreAttributes(f1)
+					.getFsTimestampResolution();
+			Instant end = Instant.now();
+			if (Duration.between(start, end)
+					.compareTo(res.multipliedBy(2)) > 0) {
+				// This test is racy: under load, there may be a delay between createFile() and
+				// FileSnapshot.save(). This can stretch the time between the read TS and FS
+				// creation TS to the point that it exceeds the FS granularity, and we
+				// conclude it cannot be racily clean, and therefore must be really clean.
+				//
+				// This should be relatively uncommon.
+				continue;
+			}
+			// The file wasn't really modified, but it looks just like a "maybe racily clean"
+			// file.
+			assertTrue(save.isModified(f1.toFile()));
+			return;
+		}
+		fail("too much load for this test");
 	}
 
 	/**
diff --git a/org.eclipse.jgit/src/org/eclipse/jgit/internal/storage/file/FileSnapshot.java b/org.eclipse.jgit/src/org/eclipse/jgit/internal/storage/file/FileSnapshot.java
index 77005100e..976f946e5 100644
--- a/org.eclipse.jgit/src/org/eclipse/jgit/internal/storage/file/FileSnapshot.java
+++ b/org.eclipse.jgit/src/org/eclipse/jgit/internal/storage/file/FileSnapshot.java
@@ -523,8 +523,9 @@ private long getEffectiveRacyThreshold() {
 				.getFsTimestampResolution().toNanos();
 		long minRacyInterval = fileStoreAttributeCache.getMinimalRacyInterval()
 				.toNanos();
-		// add a 30% safety margin
-		return Math.max(timestampResolution, minRacyInterval) * 13 / 10;
+		long max = Math.max(timestampResolution, minRacyInterval);
+		// safety margin: factor 2.5 below 100ms otherwise 1.25
+		return max < 100_000_000L ? max * 5 / 2 : max * 5 / 4;
 	}
 
 	private boolean isModified(Instant currLastModified) {